Michael Xia - Money Management Tips To Go From Zero To 39+ Properties

Michael Xia is an award-winning mortgage broker by day— and, these days, by night as well! As the owner of Mortgage Channel, he’s highly regarded in his industry and among his peers, earning Choice Platinum Achiever for 5 years in a row (so far!). A property investment aficionado, he spends what spare time he can find searching for investment properties and the dream principal place of residence for his growing family. From purchasing his first property at just 21 years old to now owning 39 properties before even turning 38, Xia certainly knows his Logans from his lemons. 

In this episode Xia shares the ups and downs from his young life and the beginning of his property journey. Looking back fondly on his uni days (where he spent as little time at uni as possible) and a little less fondly on his early corporate career, Xia’s story is full of entertaining tangents that always end in wise words. His inspiring tale reminds us that it’s never too late to chase your dream, regardless of how many false starts you had in the beginning— and that when the unexpected happens, it’s never your first suspect. 

When They Started

2002 - 2003

Portfolio Worth

$26M+

Main Strategy

Buy and Hold

Weighing It Up: Michael Xia on Gaining $10M in Equity in 9 Years

Michael-Xia-PropertyInvestory
Michael Xia is the owner of Mortgage Channel, an award-winning mortgage broking firm, and a portfolio containing 39 properties at just 37 years of age. Having accumulated 14 of those properties by 30 years old, it’s safe to say property is most definitely his passion. 

In this episode he explains how he went from not knowing how somebody could invest interstate to knowing a town he’d never been to like the back of his hand! Weighing up the chances of his corporate career helping him achieve his goal of financial freedom, he realised it wasn’t going to cut it, and gave his dream a crack instead. While it wasn’t all beer and Skittles along the way, it certainly paid off in the end— but not before he found out the importance of identifying his goals, and chipping away at them to get the chiseled six pack (of sorts) he’d always wanted. 

Resources and Links Mentioned

Note: Some of the resources may be affiliate links meaning I receive a commission (at no extra cost to you) if you use that link to make a purchase.
Happy Face
It also shows from their journey that it's never too late to get started. I've got clients coming to me and saying, “Hey, I'm in my 40s. Is it too late?” And I think to my parents, they were in their mid to late 50s and they still did very well out of it.
- Michael Xia

Want to Michael Xia?

Michael-Xia-PropertyInvestory
Michael Xia can be contacted via his email or his website. Email is his most checked source so he recommends you contact him there for your home loan and property investment questions!
Contact Michael Xia
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I thought I was doing quite well with two properties! And I'm like, “Great, this guy is younger than me with 75 properties. And he didn't even finish uni!” I'm like, “What the frick!” And that sent me down a rabbit hole of just researching properties. And that was really the turning point.
- Michael Xia

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